Students and their parents view college as a “golden ticket” to a comfortable financial future. They don’t understand that college is a competition.  For decades, college graduates enjoyed higher earnings and greater wealth than individuals who did not graduate from college. This circumstance came to be known as the “college premiums.”  The college income premium is the […]

A quarter century ago in his book, Another Way to Win, Dr. Kenneth Gray coined the term “one way to win.” He described the OWTW strategy widely followed in the US as:  Graduate from high school.  Matriculate at a four-year college.  Graduate with a degree in “anything.”  Become employed in a professional job.”   Dr. Gray’s message […]