I have addressed this subject multiple times over the last eleven years. You can forget last year’s version. In the immortal word of Bob Dylan, “The times they are a-changing.” For decades, college graduates enjoyed higher earnings and greater wealth than individuals who did not graduate from college. This circumstance came to be known as […]

The federal student loan system is a trap for the unwary. Almost any high school graduate can find a college or university that will accept them because most schools are not all that selective. Once accepted, your “generous” government will loan you tens of thousands of dollars without any regard to your academic prowess or […]